Free sales tool

Real Estate Commission Calculator

See the total commission on a sale, your gross commission (GCI), and your net take-home after the brokerage split and fees. It runs in your browser, with nothing to sign up for.

Your commission (GCI)$12,500
Total commission (seller pays)$25,000
Your net after split & fees$12,500
Net rate on sale price2.5%

Every $50,000 on the price is worth $1,250 to you.

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The math is the easy part. Winning the listing isn't.

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The math

How a commission splits down.

The seller pays one total commission, a percentage of the sale price:

total commission = sale price × rate

That total is usually shared between the two sides of the deal, the listing side and the buyer's side, often around 50/50. Your gross commission (GCI) is your side's share. Then your brokerage takes its cut per your split, and any flat fees come off the top to leave your net:

GCI = total × your side's share
net = GCI × your split − fees

Commissions are negotiable. There is no legal standard rate, and recent rule changes make that clearer than ever. Set the rate and your side's share to match the actual deal.

A worked example

One side of a $500k sale.

You represent one side of a $500,000 sale at a 5% total rate. You keep a 70% split with your brokerage and pay a $500 transaction fee.

StepMathAmount
Total commission$500,000 × 5%$25,000
Your GCI (one side)$25,000 × 50%$12,500
After your 70% split$12,500 × 70%$8,750
Your net (minus $500 fee) $8,250

So a $25,000 headline commission becomes $8,250 in your pocket. The split and fees are where the GCI number and the take-home number part ways.

Know the terms

Commission, decoded.

GCI (gross commission income)

Your side's share of the total commission, before your brokerage split. It's the top-line number agents track.

Commission split

The share you keep after your brokerage's cut. A 70/30 split means you keep 70%. Set it to 100% if you're on a flat-fee or 100% plan.

Cap

Some brokerages cap the total they take per year. After you hit the cap, your split effectively becomes 100%. Model that by raising your split.

Who pays it

The commission comes out of the sale proceeds, so the seller funds it. How the two sides are paid can be negotiated on each deal.

Straight answers

Real estate commission, answered.

What is a typical real estate commission rate?

Commissions are negotiable and vary by market, but a total in the range of 5–6% of the sale price has been common. There is no legally fixed rate, so always use the number in your actual agreement.

What does GCI mean?

Gross commission income: your side's share of the total commission, before your brokerage takes its split. If the total on a deal is $25,000 and you represent one side at 50%, your GCI is $12,500.

What is a commission split and cap?

A split is how you and your brokerage divide your GCI, such as 70/30 in your favor. A cap is a yearly ceiling on what the brokerage collects; once you hit it, you effectively keep 100% for the rest of the year. Model a cap by raising your split.

Who pays the real estate commission?

It's paid from the proceeds of the sale, so the seller funds it at closing. How each side of the deal is compensated can be negotiated per transaction.

Does this calculator send my numbers anywhere?

No. Everything runs in your browser. Your figures never leave your device, and there's no sign-up.

Note
  1. Real estate commissions are negotiable; there is no legally fixed rate. Recent industry rule changes reinforce this. Use the figures in your own listing or buyer agreement.